Visa is one of Ukraine’s most widely accepted payment systems. Many banks offer a variety of Visa cards—debit, credit, and premium—each with specific features that reflect dimensions such as card type, material, finance options like EMI, and eligibility (assestion) requirements.

1. 💳  PrivatBank

• Card Types: Visa Classic, Gold, Signature, Platinum
• Dimensions: Standard plastic; chip + contactless
• Finance & EMI: Up to 100 days grace period (credit), installment plans through EMI
• Material: Plastic
• Requirements: Ukrainian ID (passport or Diyа), proof of income/residency
• Assestion: Credit score from internal assessment
• First to adopt Visa, with massive distribution  

2. 💼  Oschadbank

• Card Types: Visa Classic, Gold, Platinum
• EMI: Installments for purchases above a minimum threshold
• Material: Plastic, contactless-enabled
• Requirements: Passport/ID card, proof of income or social security
• State-owned, strong finance backing for stability  

3. 🏦  Raiffeisen Bank Aval

• Card Types: Visa Classic, Gold, Platinum, Infinite
• EMI: “100 days without interest” grace for credit cards  
• Material: Plastic; premium metal for top-tier
• Requirements: Passport, ID, monthly income documentation
• Assestion: Credit history and income-based approval

4. 🏛  Ukrsibbank (BNP Paribas Group)

• Card Types: Visa Classic, Gold, Platinum
• EMI: Payment splitting via bank apps
• Material: Plastic; premium variants possible
• Requirements: National ID and proof of regular income
• Strategically backed by finance giant BNP Paribas  

5. 💻  Monobank

• Card Types: Visa Debit, Mono Black Premium
• Dimensions: Plastics with sleek chip/contactless design
• Finance & EMI: Instant EMI plans in-app; up to 3‑12 month installment for POS
• Requirements: Ukrainian mobile number, ID, Digi‑bank onboarding
• Material: Plastic, with possible virtual version
• Neobank trendsetter – >9.7 M users  

6. 🏃‍♂️ Sportbank (TAScombank issuance)

• Card Types: Visa Debit + Credit
• EMI: POS installments via app
• Material: Plastic; casual sports theme
• Requirements: ID card + smartphone; app-based onboarding
• Digital-native approach with instant delivery

7. 📘 First Ukrainian International Bank (FUIB)

• Card Types: Visa Classic, Gold, Platinum, Signature
• EMI: Credit grace period, installment facilities
• Material: Plastic, premium plastic for higher tiers
• Requirements: Passport, income statement, credit check
• Visa principal member since 1996  

8. 💳 Ukreximbank

• Card Types: Visa Classic, Gold (selective issuance)
• EMI: Installment plans on larger purchases
• Material: Plastic with chip/contactless
• Requirements: ID document, banking history
• Focused on trade and export finance, not retail-heavy

9. 🏦 OTP Bank Ukraine

• Card Types: Visa Classic, Gold, Platinum
• EMI: Split payments via bank portal
• Material: Plastic with contactless chip
• Requirements: ID, income, and good credit record
• Hungarian-backed bank with modern tech  

📊 Quick Comparison Table

Bank / Institution	Card Types	EMI Support	Material	Requirements
PrivatBank	Classic → Platinum	Yes (100-day)	Plastic	ID + income + credit check
Oschadbank	Classic, Gold, Platinum	Yes	Plastic	ID + social/income proof
Raiffeisen Bank Aval	Classic to Infinite	Yes	Plastic/Metal	Income + ID
Ukrsibbank (BNP Paribas)	Classic, Gold, Platinum	Yes	Plastic	ID + income
Monobank (Universal Bank)	Debit, Mono Black	Yes (in-app EMI)	Plastic	Smartphone + ID
Sportbank (TAScombank)	Debit & Credit	Yes (app-based)	Plastic	Smartphone onboarding
FUIB	Classic → Signature	Yes	Plastic	Passport + income statement
Ukreximbank	Classic, Gold	Yes	Plastic	ID + banking history
OTP Bank Ukraine	Classic, Gold, Platinum	Yes	Plastic	ID + income + credit check
Universal Bank (backend issuer)	Classic → Platinum	Yes	Plastic	Digital ID onboarding

🔍 Key Highlights

• Banking landscape in Ukraine is diverse: traditional banks (Privat, Oschad, OTP) coexist with neobanks (Monobank, Sportbank), each offering Visa cards covering various dimensions—from entry-level to premium material.
• EMI options are increasingly available—even through mobile apps.
• Requirements usually include Ukrainian ID and income proof; assestion factors revolve around credit history.
• Finance factors: credit limits typically span from ₴30,000 to ₴300,000+, with grace periods.
• Card Dimensions: all follow ISO size, with plastic dominating; niche premium cards may use metal layers.

💡 Pro Tips

• Prefer EMI? Choose neobank offerings: Monobank and Sportbank enable instant, in-app installment conversion.
• Want premium perks like lounges or concierge? Opt for Visa Platinum or Signature at Raiffeisen, Ukrsib, or OTP.
• Interested in no fees? Neobanks often waive annual fees; traditional banks may charge.

✅ Final Word

Ukraine offers a healthy selection of Visa cards across 10+ banks. Whether you’re seeking convenience, tech-savvy designs, or premium privileges, there’s a card suited to your Finance, Material, and Assestion needs.