Explore Digital Cards, Banking Features, EMI Options, and More
Whether you’re a local resident, digital nomad, or investor in Georgia, choosing the right Mastercard for your lifestyle is essential. With digital cards, flexible EMI (Equated Monthly Installment) plans, and high-tech banking features, Georgian financial institutions offer a wide dimension of solutions tailored for individuals and businesses alike. ✅
In this post, we explore 10 Mastercard options available in Georgia, including their requirements, features, and some helpful assestion (evaluations). 🧠💼
🔟 Top Mastercard Options in Georgia
1. Bank of Georgia – Mastercard Gold 💰
- Digital Card Available ✔
- Benefits: Travel insurance, airport lounge access
- EMI Options: Available for purchases over ₾100
- Requirements: Proof of income or deposit
- Assestion: Best for frequent travelers and professionals 🌍
2. TBC Bank – Mastercard Platinum 🏆
- Digital Card: ✔ via TBC App
- Dimensions: High limits, luxury features
- Requirements: Premium client or salary > ₾3,000
- Assestion: Ideal for high-net-worth individuals 💼
3. Liberty Bank – Mastercard Standard 🧾
- Digital Card: Yes, integrated in Liberty Mobile
- EMI Support: Installment plan for retail partners
- Requirements: ID and residence permit
- Assestion: Good entry-level card for locals and students 📚
4. Credo Bank – Mastercard Debit 🧮
- Digital & Physical: Both available
- Finance Tool: Expense categorization in-app
- Requirements: Low; perfect for entrepreneurs
- Assestion: Budget-friendly card with local advantages 💡
5. BasisBank – Mastercard World Elite 🌟
- High-Tier Card with concierge services
- EMI: Supported with select merchants
- Dimensions: Includes premium insurance and bonuses
- Requirements: Invitation or qualifying assets
- Assestion: Designed for exclusive lifestyles 🏖️
6. Terabank – Mastercard Classic 🧾
- Digital Card: Issued instantly via app
- Banking Features: Linked to current account
- Requirements: ID + simple KYC
- Assestion: Easy to access and manage for all income levels 👍
7. ProCredit Bank – Mastercard Business 🏢
- Digital Card: Supported
- Finance Features: Multi-account access
- Requirements: Business account and docs
- Assestion: Best for SMEs and remote teams 👥
8. Cartu Bank – Mastercard Platinum 💳
- Exclusive Card for private banking clients
- Dimensions: Concierge, insurance, purchase protection
- EMI & Assestion: Tailored credit solutions
- Requirements: High income/assets
- Assestion: Premium card with a white-glove feel ✨
9. Space Bank – Virtual Mastercard 📲
- Fully Digital Card with no physical counterpart
- EMI: Yes, within partner network
- Requirements: App registration only
- Assestion: Fast, flexible, modern 💡
- Bonus: No monthly fees for light users 🆓
10. Payze Mastercard (Fintech Startup) 🧠
- Niche Digital Card for online payments and subscriptions
- Dimensions: API and developer features
- Requirements: KYC via app
- Assestion: Ideal for startups, devs, and tech-savvy users 👨💻
🧠 Key Takeaways
| Digital Cards | ✅ All except 1 offer digital versions |
| EMI Plans | ✅ Supported by major banks (TBC, BoG, Liberty) |
| Dimensions | From student cards to luxury elite tiers |
| Requirements | From simple ID to full financial disclosure |
| Assestion (Review) | Tailored for income, purpose, and lifestyle |
💬 Final Thoughts:
Whether you’re looking for easy everyday spending, business flexibility, or luxury concierge perks, Georgia’s Mastercard lineup offers a digitally connected, finance-savvy future — in your pocket. 💼📲